@incollection{,
	
					
					
					4384F4C94025AA82FA009AF37A802597
				,
	author={{Nabil HusseinAl-Fahim} and {International Islamic University Malaysia}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1382332
}

@incollection{b0,
	
	
		,
	title={{Banking in E-space}}
		,
	author={{
			TGrandy
		}}
	
	
		,
	journal={{The banker}}
		
			145
			
			,
	year={1995. December 1995}
		
	

}

@incollection{b1,
	
	
		,
	title={{Modeling the antecedents of internet banking service adoption Structural Equation Modeling approach}}
		,
	author={{
			Al-Majali
		}}
	
	
		,
	journal={{Journal of Internet Banking and Commerce}}
		
			16
			,
	year={2011. 2011}
		
	
	,
	note={JIBC<}

}

@book{b2,
	
	
		,
	title={{Changes in the banking sector-the case of Internet banking in the UK. Research: Electronic Networking Applications and Policy}}
		,
	author={{
			PFoley
		} and {
			CJayawardhena
		}}
		
		
			,
	year={2000}
			
		
	

}

@book{b3,
	
	
		,
	title={{Services bancare prin Internet, E-Finance Romania}}
		,
	author={{
			RTuchila
		}}
		
			,
	year={2000}
			
		
	

}

@book{b4,
	
	
		,
	title={{Only banks No brick voice and Data Available (online)}}
		,
	author={{
			MJeevan
		}}
		
		
			,
	year={2000}
		
	

}

@book{b5,
	
	
		,
	title={{E-banking: Global Study of Potential Effects}}
		,
	author={{
			DBooz
		} and {
			KHamilto
		}}
		
		
			,
	year={1997}
			,
	address={New York, NY}
		
	

}

@incollection{b6,
	
	
		,
	title={{Consumer acceptance of Online banking: An extension of the technology acceptance model}}
		,
	author={{
			KPikkarainen
		} and {
			HKarjaluoto
		} and {
			SPahnila
		}}
		
		
	
	
		,
	journal={{Internet Research}}
		
			14
			3
			
			,
	year={2004}
		
	

}

@book{b7,
	
	
		,
	title={{Participatory Action Research: An Exploration of Electronic Banking Adoption in Saudi Arabia PP}}
		,
	author={{
			HKaled
		} and {
			Al
		}}
		
		
			,
	year={2008}
			
		
	

}

@incollection{b8,
	
	
		,
	title={{A study on the Internet Security and its Imlication for Ecommerce In Yemen}}
		,
	author={{
			AZolait
		} and {
			AIbrahim
		} and {
			AFarooq
		}}
		
		
	
	
		,
	journal={{International Journal of Technology Diffusion}}
		
			1
			3
			
			,
	year={2010. July-September 2010}
		
	

}

@incollection{b9,
	
	
		,
	title={{The adoption of e-banking in Developing countries in Bangladesh: A theatrical model for SMEs}}
		,
	author={{
			AlNahian
		} and {
			RShahriar
		} and {
			A
		}}
		
		
	
	
		,
	journal={{International Review of Business Research Paper sol}}
		
			5
			6
			
			,
	year={2009. November 2009}
		
	

}

@incollection{b10,
	
	
		,
	title={{The antecedents of Internet banking services adoption in Jordan}}
		,
	author={{
			AMohammad
		} and {
			Anton
		}}
		
	
	
		,
	journal={{Journal of Internet banking and Commerce}}
		
			15
			2
			,
	year={2010. August 2010}
		
	

}

@book{b11,
	
	
		,
	title={{Internet banking adoption by Chinese American: an empirical study on Banks customers from Chinese and American PP}}
		,
	author={{
			GGLloyd
		}}
		
			,
	year={2007}
			
		
	

}

@incollection{b12,
	
	
		,
	title={{Consumer acceptance of online banking: An extension of the technology acceptance model}}
		,
	author={{
			KPikkarainen
		} and {
			HKarjaluoto
		} and {
			SPahnila
		}}
		
		
	
	
		,
	journal={{Internet Research}}
		
			14
			3
			
			,
	year={2004}
		
	

}

@book{b13,
	
	
		,
	title={{Consumer adoption and diffusion of technological innovations: a case of electronic banking technologies P}}
		,
	author={{
			.LEnu U
		}}
		
			,
	year={2000}
			
		
	

}

@incollection{b14,
	
	
		,
	title={{Internet Banking adoption in an emerging economy}}
		,
	author={{
			SRahmath
		} and {
			DHema
		}}
		
	
	
		,
	journal={{International Arab journal of e-Technology}}
		
			2
			1
			
			,
	year={2011}
		
	

}

@incollection{b15,
	
	
		,
	title={{The Internet's place in the banking industry}}
		,
	author={{
			YDe
		} and {
			J
		}}
		
	
	
		,
	journal={{Chicago Fed Letter}}
		
			163
			P1
			,
	year={2001}
		
	

}

@incollection{b16,
	
	
		,
	title={{Factors influencing the adoption of internet banking: An integration of TAM and TPB with perceived risk and perceived benefit}}
		,
	author={{
			MLee
		}}
	
	
		,
	journal={{Electronic Commerce Research and Adoptions}}
		
			8
			3
			
			,
	year={2009}
		
	

}

@incollection{b17,
	
	
		,
	title={{Adoption and Use Internet Banking in Zimbabwe: An Exploratory Recommendations Study}}
		,
	author={{
			&Dube
		} and {
			RunyowaChitura
		}}
		
	
	
		,
	booktitle={{Electronic Networking Applications and Policy}}
				
			,
	year={2009}
			14
			
		
	

}

@incollection{b18,
	
	
		,
	title={{Adoption of Internet banking by Australian consumers: an empirical investigation}}
		,
	author={{
			MSathye
		}}
	
	
		,
	journal={{International journal of Bank marketing}}
		
			7
			
			,
	year={1999}
		
	

}

@incollection{b19,
	
	
		,
	title={{An exploration of electronic banking adoption in Saudi Arabia}}
		,
	author={{
			HKhaled
		}}
	
	
		,
	journal={{Information Technology Banking and Services}}
		
			15
			3
			
			,
	year={2010}
		
	

}

@incollection{b20,
	
	
		,
	title={{Characteristics Affecting the Acceptance of Retailing Technologies: A Comparison of Elderly and Nonelderly Consumers}}
		,
	author={{
			AZeithaml
		} and {
			Gilly
		}}
		
	
	
		,
	journal={{Journal of Retailing}}
		
			63
			1
			
			,
	year={1987}
		
	

}

@incollection{b21,
	
	
		,
	title={{The use of a decomposed theory of planned behavior to study Internet banking in Taiwan}}
		,
	author={{
			YShih
		} and {
			KFang
		}}
		
	
	
		,
	journal={{Internet Research}}
		
			14
			3
			
			,
	year={2004}
		
	

}

@incollection{b22,
	
	
		,
	title={{Factors influencing the adoption of Internet Banking}}
		,
	author={{
			MTan
		} and {
			TTeo
		}}
		
	
	
		,
	journal={{Journal of the Association for Information Systems}}
		
			5
			142
			,
	year={2000}
		
	

}

@book{b23,
	
	
		,
	author={{
			MuhammadSKhalil
		} and {
			A
		}}
		
		,
	title={{Internet Banking and Jordanian Corporate customers: Issues of Security and Trust: JIBC}}
				
			,
	year={2011}
			16
		
	

}

@incollection{b24,
	
	
		,
	title={{Perceived Usefulness, Perceived Eas of Use and User Acceptance of Information Technology}}
		,
	author={{
			FDavis
		} and {
			D
		}}
		
	
	
		,
	journal={{MIS Quarterly}}
		
			13
			3
			339
			,
	year={1989}
		
	

}

@incollection{b25,
	
	
		,
	title={{Extending the TAM for a World-Wide-Web context}}
		,
	author={{
			JWMoon
		} and {
			YKim
		} and {
			G
		}}
		
		
	
	
		,
	journal={{Information & Management}}
		
			38
			4
			
			,
	year={2001}
		
	

}

@book{b26,
	
	
		,
	title={{An Examination of Individual's perceived security and privacy the internet in Malaysia and influence of their intention to use e-commerce: Using ATM}}
		,
	author={{
			LMuniruddenn
		}}
		
			,
	year={2007}
			12
			
		
	

}

@book{b27,
	
	
		,
	title={{Gender differences in the perception and use of e-mail: An extension to the technology acceptance model MIS Quarterly}}
		,
	author={{
			DGefen
		} and {
			DStraub
		}}
		
		
			,
	year={2003}
			21
			
		
	

}

@incollection{b28,
	
	
		,
	title={{Factors affecting consumers adoption of mobile banking services}}
		,
	author={{
			SHamza
		} and {
			EYounes
		} and {
			SAymen
		}}
		
		
	
	
		,
	journal={{International Journal of Business and Social Science}}
		
			2
			20
			
			,
	year={2011}
		
	

}

@incollection{b29,
	
	
		,
	title={{An Empirical study of factors affecting the Internet banking adoption among Malaysian consumers}}
		,
	author={{
			MNorazah
		}}
	
	
		,
	journal={{Journal Internet banking and Commerce}}
		
			15
			2
			
			,
	year={2010}
		
	
	,
	note={JIBC)}

}

@incollection{b30,
	
	
		,
	title={{Internet Banking and customers' acceptance in Jordan "The unified Model's perspective}}
		,
	author={{
			AEmad
		} and {
			Abushanab
		}}
		
	
	
		,
	journal={{Journal of Internet Banking and Commerce}}
		
			
			,
	year={2005}
		
	

}

@incollection{b31,
	
	
		,
	title={{The Adoption of e-Banking: The Case of Omani Banks}}
		,
	author={{
			ASalim
		}}
	
	
		,
	journal={{International Review Research Papers}}
		
			4
			5
			
			,
	year={2008}
		
	

}

@incollection{b32,
	
	
		,
	title={{Factors influencing the adoption of internet banking in Tunisia}}
		,
	author={{
			WNaris
		}}
	
	
		,
	journal={{International Journal of Business and Management}}
		
			6
			8
			,
	year={2011}
		
	

}

@book{b33,
	
	
		,
	title={{Factors influencing Internet banking adoption among customers in Libyan PP}}
		,
	author={{
			OSalim
		}}
		
			,
	year={2010}
			
		
	

}

@book{b34,
	
	
		,
	title={{The adoption of ebanking by Lebanese banks success and critical factors}}
		,
	author={{
			DNaoufel
		} and {
			TElissar
		}}
		
		
			,
	year={2007}
		
	

}

@book{b35,
	
	
		,
	title={{A study on the use of Internet Banking among SMEs Mauritius International Research Symposium in Service Management PP}}
		,
	author={{
			KPadaachi
		} and {
			BSeetanah
		}}
		
		
			,
	year={2010}
			
		
	

}

@incollection{b36,
	
	
		,
	title={{Decision factors for the adoption E-finance and e-commerce activities}}
		,
	author={{
			FangHe
		}}
	
	
		,
	journal={{Journal of Internet Banking and Commerce}}
		
			
			,
	year={2009}
		
	

}

@incollection{b37,
	
	
		,
	title={{E-banking and customers satisfaction in Bangladesh}}
		,
	author={{
			MNJannatul
		}}
		
	
	
		,
	booktitle={{Only banks No brick voice and Data Available}}
				
			,
	year={2010. 2000}
			14
		
	
	,
	note={Jeevan M}

}

@incollection{b38,
	
	
		,
	title={{Analyzing the factors that influence the adoption of internet banking in Malaysia}}
	
	
		,
	journal={{Journal of Internet Banking and Commerce}}
		,
	editor={Kesseven p. & Boopen S.}
		
			18
			3
			,
	year={2007}
		
	

}

@incollection{b39,
	
	
		,
	title={{Banking in E-space}}
		,
	author={{
			TGrandy
		}}
	
	
		,
	journal={{The banker}}
		
			145
			
			,
	year={1995. December 1995}
		
	

}

@book{b40,
	
	
		,
	title={{Technology Trust Banking Adoption: The Mediating effect of Customer Relationship Management Performance}}
		,
	author={{
			WSamsudin
		} and {
			MNor Azila
		}}
		
		
			,
	year={2009}
		
	

}

@incollection{b41,
	
	
		,
	title={{}}
	
	
		,
	journal={{The Asian of Technology Management}}
		
			2
			2
			
		
	

}

@incollection{b42,
	
	
		,
	title={{The Impact of Context Upon Trust Formation in Ambient Societes}}
		,
	author={{
			LPatrick
		} and {
			SAndrew
		}}
		
	
	
		,
	booktitle={{Workshop on Considering Trust in Ambient Societies}}
				Vienna, Austria
		
			,
	year={2002. 2004. April 26}
		
	
	,
	note={Position paper presented at the CHI}

}

@incollection{b43,
	
	
		,
	title={{The Effect of Perceived Risk on the Intention to Use E-commerce: The case of}}
		,
	author={{
			BZakaria
		}}
	
	
		,
	journal={{Algeria Journal of Internet banking and commerce}}
		
			14
			,
	year={2009}
		
	

}

@book{b44,
	
	
		,
	title={{Integrating Trust and Computer Self-Efficacy with TAM: An Empirical Assessment of Customers' Acceptance of Banking Information Systems}}
		,
	author={{
			RMichael
		}}
		
			,
	year={2008}
			,
	publisher={BIS}
			,
	address={Jamaica}
		
	

}

@incollection{b45,
	
	
		,
	title={{Toward a model for the acceptance of Internet banking in developing countries}}
		,
	author={{
			AAl-Shukkar
		} and {
			HHasan
		}}
		
	
	
		,
	journal={{Information technology for Development}}
		
			11
			4
			
			,
	year={2005}
		
	

}

@incollection{b46,
	
	
		,
	title={{The influence of trust on internet banking acceptance}}
		,
	author={{
			MNor
		} and {
			JPearson
		}}
		
	
	
		,
	journal={{Journal of Interne Banking and commerce}}
		
			18
			4
			,
	year={2007}
		
	

}

@incollection{b47,
	
	
		,
	title={{Acceptance of Ebanking among Adult Customers: An Empirical Investigation in India}}
		,
	author={{
			DNaha
		} and {
			KSaroj
		}}
		
	
	
		,
	journal={{Journal of Internet Banking and Commerce}}
		
			17
			2
			,
	year={2010}
		
	

}