@incollection{,
	
					
					
					0BF4538F0DB4E1D48EF7E9439ECBB36F
				,
	author={{Dinh Tran NgocHuy} and {International University of Japan}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}138722
}

@incollection{b0,
	
	
		,
	title={{Exhibit Exhibit 1 : Interest rates in banking industry during crisis Year Borrowing Interest rates Deposit Rates Note}}
		
	
	
		,
	booktitle={{18%-22% 13%-14% 2010 19%-20% 13%-14% Approximately}}
				
			,
	year={2011. 2007}
		
	
	,
	note={required reserves ratio at SBV is changed from 5% to 10%) (2009: special supporting interest rate is 4%}

}

@incollection{b1,
	
	
		,
	title={{Source : Viet Nam commercial banks) Exhibit 2 : Basic interest rate changes in Viet Nam Year Basic rate Note}}
	
	
		,
	booktitle={{9%-12% 9%-10% 2008 19%-21% 15%-16,5% 2007 12%-15% 9%-11%}}
				
			,
	year={2011 9% 2010 8% 2009 7% 2008 8,75%-14% Approximately, fluctuated 2007 8,25% 2006 8,25% 2005 7,8% 2004 7,5% 2003 7,5% 2002 7,44% 2001 7}
			7
		
	

}

@book{b2,
	
	
		,
	title={{Source : State Bank of Viet Nam and Viet Nam economy)}}
		,
	author={{
			Approximately
		}}
		
			,
	year={2000}
			9
		
	

}