@incollection{,
	
					
					
					699E96A18FF775F5782C1A7A2B63BF76
				,
	author={{Guetsop Sateu FabriceArnaud} and {University of Douala}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}2311521
}

@incollection{b0,
	
	
		,
	title={{The impact of the financial crisis on the behavior of financial intermediaries-Between the conventional and the participatory approach}}
		,
	author={{
			MAchibane
		} and {
			CChakir
		}}
		
	
	
		,
	journal={{Journal of Control, Accounting and Auditing}}
		
			4
			9
			
			,
	year={2019}
		
	

}

@incollection{b1,
	
	
		,
	title={{Debt Policy and Performance of SMEs: Evidence from Ghanaian and South African Firms}}
		,
	author={{
			JAbor
		}}
	
	
		,
	journal={{Journal of Risk Finance}}
		
			8
			4
			
			,
	year={2007}
		
	

}

@book{b2,
	
	
		,
	title={{is the financial crisis a credit rationing in Senegal? DEA thesis}}
		,
	author={{
			MAissata
		}}
		
			,
	year={2012}
		
		
			University of Franche-Comte Besancon
		
	

}

@incollection{b3,
	
	
		,
	title={{Impact of the COVID-19 health crisis on the indebtedness of Small and Medium Enterprises in the city of Bukavu}}
		,
	author={{
			NJAkilimali
		} and {
			LVKalimu
		}}
		
	
	
		,
	journal={{International Journal of Accounting, Finance, Auditing, Management and Economics}}
		
			1
			2
			
			,
	year={2020}
		
	

}

@incollection{b4,
	
	
		,
	title={{La transparence de l'entreprise et la structure de propriété: cas des entreprises françaises}}
		,
	author={{
			Amal
		} and {
			HFaten
		} and {
			L
		}}
		
		
	
	
		,
	booktitle={{Crises et nouvelles problématiques de la valeur}}
		Nice
		
			,
	year={2010}
			
		
	

}

@incollection{b5,
	
	
		,
	author={{
			GCassar
		} and {
			SHolmes
		}}
		
	
	
		,
	booktitle={{Capital structure and financing of SMEs: Australian evidence}}
		
			,
	year={2003}
			43
			
		
	

}

@incollection{b6,
	
	
		,
	title={{Determinants of financing choices and SME profiles}}
		,
	author={{
			OColot
		} and {
			MCroquet
		} and {
			LPozniak
		}}
		
		
	
	
		,
	journal={{Journal of Small Business & Entrepreneurship}}
		
			23
			1
			
			,
	year={2010}
		
	

}

@book{b7,
	
	
		,
	author={{
			AHervé
		}}
		,
	title={{L'impact de la crise sur le rationnement du crédit des PME françaises, DRM research notebook}}
		
			,
	year={2010}
		
	

}

@book{b8,
	
	
		,
	author={{
			LHonoré
		} and {
			YRoyer
		}}
		
		,
	title={{Dictionnaire de la finance d'entreprise}}
		Paris
		
			,
	publisher={Editions Belin}
			,
	year={2003}
			208
		
	

}

@book{b9,
	
	
		,
	title={{Explaining the use of financial debt: the case of Moroccan SMEs}}
		,
	author={{
			RImane
		}}
		
			,
	year={2016}
		
		
			ISCAE Group
		
	
	,
	note={PhD thesis}

}