@incollection{, 566CAB0656DB86D3CDF2A70AC45FB76C , author={{SangeetaRajput} and {Amit Kumar SinghPanwar} and {Pradeep KumarAggarwal} and {Sharda University}}, journal={{Global Journal of Management and Business Research}}, journal={{GJMBR}}2249-45880975-585310.34257/GJMBR, address={Cambridge, United States}, publisher={Global Journals Organisation}2255161 } @incollection{b0, , title={{The theory of planned behaviou1. Ajzen I. The theory of planned behaviour: Reactions and reflections}} , author={{ IAjzen }} 10.1080/08870446.2011.613995 , booktitle={{Psychol Heal. 2011; r: Reactions and reflections}} , year={2011} } @book{b1, , title={{Measuring Financial Literacy: Results of the Oecd Infe Pilot Study}} , author={{ AAtkinson } and { FMessy }} , year={2012} , publisher={OECD Publishing} 15 } @incollection{b2, , title={{Assessing financial literacy in 12 countries: An OECD/INFE international pilot exercise}} , author={{ AAtkinson } and { FAMessy }} 10.1017/S1474747211000539 , journal={{Journal of Pension Economics and Finance}} 10 4 , year={2011} } @book{b3, , author={{ DJBeal } and { SBDelpachitra }} 10.1111/j.1759-3441.2003.tb00337.x , title={{Financial Literacy Among Australian University Students. Economic Papers}} , year={2003} 22 } @incollection{b4, , title={{an Empirical Analysis of Inter Linkages Between Financial Attitudes, Financial Behaviour and Financial Knowledge of Salaried Individuals}} , author={{ PBhushan } and { YMedury }} , journal={{Indian Journal of Commerce & Management Studies}} 5 3 , year={2014} } @book{b5, , title={{A Study of Financial Literacy among Working Women in Pune}} , author={{ MChijwani }} , year={2014} 1 } @incollection{b6, , title={{Microfinance: Does it really improve the wellbeing?-A study of Haryana}} , author={{ ADeswal }} , journal={{International Journal of Commerce and Management Research}} 1 1 , year={2015} , note={Available at: www.managejournal.com} } @incollection{b7, , title={{Financial literacy, financial education, and downstream financial behaviors}} , author={{ DFernandes } and { JGLynch } and { RGNetemeyer }} 10.1287/mnsc.2013.1849 , journal={{Management Science}} 60 8 , year={2014} } @incollection{b8, , title={{Financial knowledge, attitude and behavior: evidence from the Austrian Survey of Financial Literacy}} , author={{ PFessler } and { MSilgoner } and { RWeber }} 10.1007/s10663-019-09465-2 , journal={{Empirica}} 47 4 , year={2020} } @incollection{b9, , title={{Earning Too Little And Worrying Too Much: The Role Of Income And Financial Worries On Parents' Well-Being In Hong Kong And Bangkok}} , author={{ XGao } and { KLee } and { KPermpoonputtana }} 10.1007/s10834-022-09863-y , journal={{J Fam Econ Iss}} , year={2022} } @incollection{b10, , title={{The Relationship Between Personal Financial Wellness and Financial Wellbeing: A Structural Equation Modelling Approach}} , author={{ PGerrans } and { CSpeelman } and { GCampitelli }} 10.1007/s10834-013-9358-z , journal={{Journal of Family and Economic Issues}} 35 2 , year={2014} } @book{b11, , title={{The impact of undergraduate personal finance education on individual financial literacy, attitudes and intentions. Accounting and Finance}} , author={{ PGerrans } and { RHeaney }} 10.1111/acfi.12247 , year={2019} 59 } @incollection{b12, , title={{Financial literacy and financial behavior: Evidence from the emerging Asian middle class}} , author={{ AGrohmann }} 10.1016/j.pacfin.2018.01.007 , journal={{Pacific Basin Finance Journal}} 48 , year={2018. January} } @incollection{b13, , title={{Women' s Economic Empowerment through Financial Literacy, Financial Attitude and Financial Wellbeing}} , author={{ Abdul;Haque } and { MZulfiqar }} , journal={{International Journal of Business and Social Science}} 7 3 , year={2016} } @incollection{b14, , title={{Financial literacy and investment decisions of UAE investors}} , author={{ HassanAl-Tamimi } and { HAAnood Bin } and { AKalli }} 10.1108/1526594091100 , journal={{Journal of Risk Finance}} 10 5 , year={2009} } @incollection{b15, , title={{The role of self-regulation, future orientation, and financial knowledge in long-term financial decisions}} , author={{ EHowlett } and { JKees } and { EKemp }} , journal={{Journal of Consumer Affairs}} 42 2 , year={2008} } @book{b16, , title={{}} 10.1111/j.1745-6606.2008.00106.x } @incollection{b17, , title={{Measuring Financial Literacy}} , author={{ SJHuston }} 10.1111/j.1745-6606.2010.01170.x , journal={{Journal of Consumer Affairs}} 44 2 , year={2010} } @incollection{b18, , title={{Financial Literacy, Personal Financial Attitude, and Forms of Personal Debt among Residents of the UAE}} , author={{ MEIbrahim } and { FRAlqaydi }} 10.5539/ijef.v5n7p126 , journal={{International Journal of Economics and Finance}} 5 7 , year={2013} } @incollection{b19, , title={{Likert scales: How to (ab)use them}} , author={{ SJamieson }} 10.1111/j.1365-2929.2004.02012.x , journal={{Medical Education}} 38 12 , year={2004} } @incollection{b20, , title={{The Economic Importance of Financial literacy: Theory and Evidence}} , author={{ ALusardi } and { OSMitchell }} 10.1257/jel.52.1.5 , journal={{Journal of Economic Literature}} 52 1 , year={2014} } @incollection{b21, , title={{Determinants of employee perception on financial well-being in Putrajaya}} , author={{ NMokhtar } and { HARahim }} , journal={{Malaysian Journal of Consumer and Family Economics}} 19 , year={2016} } @book{b22, , author={{ PJMorgan } and { LQTrinh }} , title={{ADBI Working Paper Series DETERMINANTS AND IMPACTS OF FINANCIAL LITERACY IN CAMBODIA AND VIET NAM Asian Development Bank Institute}} , year={2017} , note={Issue 754} } @incollection{b23, , title={{Factors Affecting Financial Literacy Rate of Millennial in Malaysia}} , author={{ AI MNahar } and { SN SShahrul } and { NRozzani } and { SKSaleh }} 10.55493/5050.v7i1.4433 , journal={{International Journal of Publication and Social Studies}} 7 1 , year={2022} } @book{b24, , title={{Financial Literacy and Inclusion in India: Final Report -India}} 24. 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Organisation for Economic and Cooperation and Development}} , journal={{OECD}} 31 , year={2017. 2011} , publisher={Oecd} , note={Measuring financial literacy: questionnaire and guidance notes for conducting an internationally comparable survey of financial literacy} } @incollection{b26, , title={{Determinants of Financial Literacy among the National University of Lesotho Students}} , author={{ LRasoaisi } and { KMKalebe }} 10.18488/journal.aefr/2015.5.9/102.9.1050.1060 , journal={{Asian Economic and Financial Review}} 5 9 , year={2015} } @incollection{b27, , title={{Financial literacy explicated: The case for a clearer definition in an increasingly complex economy}} , author={{ DLRemund }} 10.1111/j.1745-6606.2010.01169.x , journal={{Journal of Consumer Affairs}} 44 2 , year={2010} } @incollection{b28, , title={{Influence of financial literacy on financial well-being}} , author={{ MSharma } and { RRoshan }} , journal={{UGC Care Group 1 Journal}} 51 1 , year={2021} } @incollection{b29, , title={{Adolescents' financial literacy: The role of financial socialization agents, financial experiences, and money attitudes in shaping financial literacy among South Korean youth}} , author={{ SHSohn } and { SHJoo } and { JEGrable } and { SLee } and { MKim }} 10.1016/j.adolescence.2012.02.002 , journal={{Journal of Adolescence}} 35 4 , year={2012} } @incollection{b30, , title={{The Relation between Financial Literacy, Financial Wellbeing and Financial Concerns}} , author={{ MKTaft } and { ZZHosein } and { SM TMehrizi }} 10.5539/ijbm.v8n11p63 , journal={{International Journal of Business and Management}} 8 11 , year={2013} } @incollection{b31, , title={{Development of a financial literacy model for individuals in India using structural equation modelling}} , author={{ SThakur } and { MMago }} 10.1504/IJBIR.2021.115014 , journal={{International Journal of Business Innovation and Research}} 25 1 , year={2021} } @incollection{b32, , title={{Financial Literacy Key to Retirement Planning in Malaysia}} , author={{ FJYoong } and { BLSee } and { D.-LBaronovich }} 10.5539/jms.v2n1p75 , journal={{Journal of Management and Sustainability}} 2 1 , year={2012} } @incollection{b33, , title={{Financial literacy in the covid-19 pandemic: Pressure conditions in indonesia}} , author={{ AYuesti } and { NWRustiarini } and { NN ASuryandari }} 10.9770/jesi.2020.8.1(59 , journal={{Entrepreneurship and Sustainability Issues}} 8 1 , year={2020} }