@incollection{,
	
					
					
					84E7C17B6FC4A19FAC8E9C9CC669301F
				,
	author={{Mohammed IdrisOsman} and {IdriesAlsiddig}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}2265562
}

@book{b0,
	
	
		,
	author={{
			EltayebAbdallah
		} and {
			Mohamedain
		}}
		
		,
	title={{The Effect of agricultural Land on Poverty among Eastern Sudan Boarders Communities: A case study from Kassala and Gadarif States, www.Researchgate.net. Publication}}
				
			,
	year={2017}
			3343318803
		
	

}

@incollection{b1,
	
	
		,
	title={{Self Help Group: A potential Tool for Financial Inclusion}}
		,
	author={{
			MohdArif
		}}
	
	
		,
	journal={{Journal of Multidisciplinary and Academic Research}}
		
			3
			SSIJMAR
			,
	year={2014. No1}
		
	

}

@incollection{b2,
	
	
		,
	title={{Financial Inclusion in Ethiopia}}
		,
	author={{
			BazaUfoetl
		}}
	
	
		,
	journal={{International Journal of Economics and Finance}}
		
			,
	year={2017}
		
	

}

@book{b3,
	
	
		,
	title={{}}
		
			,
	year={2017}
			,
	publisher={Canadian Center of Science and Education}
			9
		
	
	,
	note={Published by}

}

@incollection{b4,
	
	
		,
	title={{Microfinance and the Challenges of Financial Inclusion for Development}}
		,
	author={{
			JayatiGhosh
		}}
		
	
	
		,
	journal={{Cambridge Journal of Economics}}
		
			,
	year={2013}
		
	

}

@incollection{b5,
	
	
		,
	title={{Improving Women and Family's Health through Integrated Microfinance, Health Education and Promotion in Rural Areas}}
		,
	author={{
			KIsangula
		}}
	
	
		,
	journal={{Journal of Sustainable Development}}
		
			5
			5
			
			,
	year={2012}
		
	

}

@book{b6,
	
	
		,
	title={{Microfinance and Financial Inclusion}}
		,
	author={{
			PhilipMader
		}}
		
		
			,
	year={2016}
		
	

}

@incollection{b7,
	
	
		,
	title={{The role of Microfinance in Financial inclusion in Bihar, A case Study}}
		,
	author={{
			AMishra
		}}
		
	
	
		,
	journal={{ISOR Journal of Business and Management}}
		
			19
			9
			,
	year={2017}
		
	

}

@incollection{b8,
	
	
		,
	title={{Agriculture for Development}}
		,
	author={{
			WorldBank
		}}
		
	
	
		,
	journal={{Development Report}}
		
			,
	year={2008. 2008}
		
	
	,
	note={In Arabic}

}

@book{b9,
	
	
		,
	title={{The Drive for Financial Inclusion: Lessons of World Bank Group Experience}}
		,
	author={{
			WorldBank
		}}
		
			,
	year={2021}
		
	
	,
	note={Approach Paper). Interviews}

}

@book{b10,
	
	
		,
	title={{Central Rural Gadaif locality}}
				
			,
	year={April 15 th 2021}
		
		
			Focus Discussion Group with group of beneficiaries from Al-Shimieliab village
		
	

}

@book{b11,
	
	
		,
	title={{Focus Discussion Group with group of beneficiaries from Ghiriegana village, Central Rural Gadaif locality}}
		
			,
	year={May 22 th 2021}
		
	

}

@book{b12,
	
	
		,
	title={{Focus Discussion Group with group of beneficiaries from Al-Rahad locality}}
		
			,
	year={June 12 th 2021}
		
	

}

@book{b13,
	
	
		,
	title={{Ibraheem Abdulmuttalib the general secretariat of Gadarif Microfinance Institution (GMI)}}
		,
	author={{
			DrInterview With
		}}
		
	

}

@incollection{b14,
	
	
		,
	title={{A'atif Abbas the officer of Gadarif Microfinance Institution (GMI) -Alrahad office}}
		,
	author={{
			MrInterview With
		}}
	
	
		,
	journal={{Alhawata}}
		
	

}