@incollection{,
	
					
					
					F22231DC36E4873FEFF0BBDA4423A872
				,
	author={{K. BhavanaRaj} and {Dr.Sindhu} and {JNTUH University (Jawaharlal Nehru Technological University Hyderabad),Hyderabad}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1374146
}

@incollection{b0,
	
	
		,
	title={{Efficacy of Credit Risk Management on the Performance of Banks in Nigeria a Study of Union Bank PLC}}
		,
	author={{
			AbdullahSane Ruffian
		}}
	
	
		,
	booktitle={{Global Journal of Management and Business Research: Administration and Management}}
				
			,
	year={2006-2010. 2013}
		
	

}

@book{b1,
	
	
		,
	title={{Dissertation on Commercial Bank Management and Profitability, the case of Cameroon Banks}}
		,
	author={{
			EAltman
		}}
		
			,
	year={1968}
			,
	publisher={University of Skived Press}
		
	

}

@book{b2,
	
	
		,
	author={{
			NAsia
		}}
		,
	title={{Research Methodology in the Behavioral Science}}
				Lagos
		
			,
	year={2000}
		
	

}

@incollection{b3,
	
	
		,
	title={{Regional rural Banks: the past and the present debate}}
		,
	author={{
			SBose
		}}
		
	
	
		,
	journal={{Macro Scan}}
		
			,
	year={2005}
		
	

}

@book{b4,
	
	
		,
	title={{Credit Risk Management-Industry Best Practices}}
		,
	author={{
			IChazzan
		}}
		
			,
	year={1985}
			,
	publisher={Capitol Hill press}
		
	

}

@book{b5,
	
	
		,
	title={{Discussion about several issues in the practice of risk-based inspection (RBI)}}
		,
	author={{
			XDChen
		} and {
			TCYang
		} and {
			ZBAi
		} and {
			BWang
		} and {
			WPGu
		}}
		
		
		
		
		
			,
	year={2005}
			7
			9
		
	
	,
	note={Pressure Vessel Technology}

}

@incollection{b6,
	
	
		,
	title={{The rise in remittances to India: A closer look}}
		,
	author={{
			MChristi
		}}
	
	
		,
	journal={{Migration Information Source}}
		
			
			,
	year={2007}
		
	

}

@incollection{b7,
	
	
		,
	title={{VALUE AT RISK: USES AND ABUSES}}
		,
	author={{
			CulpChristopher
		} and {
			LMiller Merton
		} and {
			HAndrea
		} and {
			MP
		}}
		
		
		
	
	
		,
	journal={{Journal of Applied Corporate Finance}}
		
			,
	year={1998}
		
	

}

@incollection{b8,
	
	
		,
	title={{Credit and interest rate risk in the business of Banking}}
		,
	author={{
			CLCulp
		} and {
			AMNaves
		}}
		
	
	
		,
	journal={{Derivatives Quarterly}}
		
			4
			
			,
	year={1998}
		
	

}

@book{b9,
	
	
		,
	title={{Introduction to Value at Risk}}
		,
	author={{
			HDavid
		}}
		
			,
	year={2008}
		
	
	,
	note={Invest podia}

}

@book{b10,
	
	
		,
	title={{Introduction of Financial Management}}
		,
	author={{
			MDozen
		}}
		
			,
	year={1994}
			,
	address={New York Macmillan}
		
	

}

@incollection{b11,
	
	
		,
	title={{Exposure to credit risk}}
	
	
		,
	journal={{Wharton school center for financial institutions}}
		
	

}

@incollection{b12,
	
	
		,
	title={{Embedding risk management: structures and approaches}}
		,
	author={{
			WHenry
		}}
	
	
		,
	journal={{Managerial Auditing Journal}}
		
			
			,
	year={2007}
		
	

}

@book{b13,
	
	
		,
	author={{
			KAHarsher
		}}
		,
	title={{Essentials of financial risk management}}
				
			,
	publisher={Wiley}
			,
	year={2011}
			32
		
	

}

@incollection{b14,
	
	
		,
	title={{Banks' risk management: a compareison study of UAE national and foreign Banks}}
		,
	author={{
			A. Hassan Al-Tammie & Farris Mohammed Al-MazrooeiHussein
		}}
	
	
		,
	booktitle={{The Journal of Risk Finance}}
				
			,
	year={2007}
			
		
	

}

@book{b15,
	
	
		,
	title={{}}
		,
	author={{
			CJames
		}}
		
			,
	year={1996}
		
	
	,
	note={Scholarly article on "an analysis of commercial Bank}

}

@book{b16,
	
	
		,
	author={{
			CKao
		} and {
			JEdom
		}}
		
		,
	title={{Scholarly article on "Quantifying Credit Risk, Default Prediction}}
				
			,
	year={2000}
		
	

}

@incollection{b17,
	
	
		,
	title={{Corporate Risk Management as a Lever for Shareholder Value Creation}}
		,
	author={{
			WKim
		}}
	
	
		,
	journal={{Corporate Finance Journal}}
		
			,
	year={1982}
		
	

}

@book{b18,
	
	
		,
	author={{
			AMarti
		}}
		,
	title={{Financial Market and Institutions. Google digitalized version}}
				
			,
	year={1974. 2008}
		
	

}

@book{b19,
	
	
		,
	author={{
			LCMather
		}}
		,
	title={{The Lending Banker: London. Waterloo and Sons}}
				
			,
	publisher={Macmillan}
			,
	year={1974}
		
	

}

@incollection{b20,
	
	
		,
	title={{Reforms, Productivity, and Efficiency in Banking: The Indian Experience}}
		,
	author={{
			RMohan
		} and {
			MSKhan
		} and {
			MAJanus
		}}
		
		
	
	
		,
	booktitle={{The Pakistan Development Review}}
				
			,
	year={2005}
			
		
	
	,
	note={with Comments}

}

@book{b21,
	
	
		,
	title={{Principles for the Credit Risk Management}}
		,
	author={{
			RMoody
		}}
		
		
			,
	year={2000}
		
	

}

@book{b22,
	
	
		,
	author={{
			OJNana
		}}
		,
	title={{Finance, Investment and Growth in Nigeria. Central Bank of}}
				Nigeria, Corporate Headquarters, Abuja FCT
		
			,
	year={2004}
		
	

}

@book{b23,
	
	
		,
	title={{Bank Management Principles and Practice s}}
		,
	author={{
			GONwankwo
		}}
		
			,
	year={1990}
			,
	publisher={Malt house press Lagos}
		
	

}

@book{b24,
	
	
		,
	title={{Lending and Finance}}
		,
	author={{
			ROOsayemeh
		}}
		
			,
	year={1981}
		
	
	,
	note={Malt House publisher}

}

@book{b25,
	
	
		,
	author={{
			IMPander
		}}
		,
	title={{Financial Management}}
				
			,
	publisher={Visas Publishing House PVT Ltd}
			,
	year={2002}
		
	
	,
	note={eighth edition}

}

@book{b26,
	
	
		,
	title={{Credit as well as Credit Risk Management in Banks}}
		,
	author={{
			SVRaghavan
		}}
		
			,
	year={2005}
		
	

}

@book{b27,
	
	
		,
	author={{
			WRoss
		}}
		,
	title={{Modern Financial Management}}
				
			,
	publisher={McGraw Hill Pub}
			,
	year={2008. 2008}
		
	
	,
	note={8th edition}

}

@book{b28,
	
	
		,
	author={{
			SSaunders
		} and {
			TCornett
		}}
		
		,
	title={{Financial Institution Management}}
				
			,
	publisher={McGraw Hill Pub}
			,
	year={2005. 2005}
		
	

}

@book{b29,
	
	
		,
	title={{Financial Markets and Institutions; an Introduction to the Risk Management Approach}}
		,
	author={{
			SSaunders
		} and {
			TCornett
		}}
		
		
			,
	year={2007. 2007}
			,
	publisher={McGraw Hill Pub}
		
	

}

@book{b30,
	
	
		,
	title={{Value at Risk models in Finance}}
		,
	author={{
			MSimon
		} and {
			ERobert
		}}
		
		
			,
	year={2001}
		
	

}

@book{b31,
	
	
		,
	title={{Credit Risk Management in Banks}}
		,
	author={{
			GTaxman
		}}
		
			,
	year={2006}
			,
	publisher={Vinnie press Delhi}
		
	

}

@book{b32,
	
	
		,
	author={{
			FWilliam
		}}
		,
	title={{Legislations and the Banking Industry, business time}}
				
			,
	year={1982}
		
	

}

@book{b33,
	
	
		,
	title={{Credit risk management of commercial loan portfolio}}
		,
	author={{
			MWilliam
		}}
		
			,
	year={2007}
			12
		
	

}