@incollection{,
	
					
					
					B8C9379543F3C448F114B2A8D4661315
				,
	author={{WondaferahuMulugeta} and {FikaduGutu} and {Jimma University}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}16619
}

@incollection{b0,
	
	
		,
	title={{NGO-Promoted Microcredit Programs and Women's Empowerment in Rural Bangladesh: Quantitative and Qualitative Evidence}}
		,
	author={{
			RAmin
		} and {
			SBecker
		} and {
			BayesA
		}}
		
		
	
	
		,
	journal={{The Journal of Developing Areas}}
		
			
			,
	year={1998}
		
	

}

@incollection{b1,
	
	
		,
	title={{Finance for the Poor: The way forward}}
		,
	author={{
			Hulme
		}}
	
	
		,
	booktitle={{Microfinance: A reader. Routledge}}
				,
	editor={
			DHulme
			TArun
		}
		New York
		
			,
	year={2009}
		
	

}

@incollection{b2,
	
	
		,
	title={{Conflicts over Credit: Re-Evaluating the Empowerment Potential of Loans to Women in Rural Bangladesh}}
		,
	author={{
			NKabeer
		}}
	
	
		,
	journal={{World Development}}
		
			29
			1
			
			,
	year={2001}
		
	

}

@incollection{b3,
	
	
		,
	title={{Microfinance and Poverty: Evidence Using Panel Data from Bangladesh}}
		,
	author={{
			ShahidurRKhandker
		}}
	
	
		,
	journal={{World Bank Economic Review}}
		
			19
			2
			,
	year={2005}
		
	

}

@book{b4,
	
	
		,
	title={{Limited-Dependent and Qualitative Variables in Econometrics}}
		,
	author={{
			GSMaddala
		}}
		
			,
	year={1999}
			,
	publisher={Cambridge University Press}
			,
	address={United Kingdom}
		
	

}

@book{b5,
	
	
		,
	title={{Analysis of the Effects of Microfinance on Poverty Reduction}}
		,
	author={{
			JonathanMorduch
		} and {
			BarbaraHaley
		}}
		
		
			,
	year={2002}
		
	

}

@book{b6,
	
	
		,
	author={{
			NoelVeraverbeke
		} and {
			YilmaTefera
		} and {
			LegesseNegash
		} and {
			ZeytunGashaw
		}}
		
		
		
		,
	title={{Belay Birlie: Notes for the course Principles of Statistical Inference. North-South-South project in Biostatistics Series}}
				Belgium
		
			,
	year={2012}
		
	

}

@incollection{b7,
	
	
		,
	title={{Women Economic Empowerment and microfinance: A review on Experiences of Awassa Women Clients}}
		,
	author={{
			MPadma
		} and {
			AGetachew
		}}
		
	
	
		,
	booktitle={{International Conference on Microfinance Development in Ethiopia held at Awassa}}
				Ethiopia
		
			,
	year={2004}
		
	
	,
	note={A paper presented in the}

}

@book{b8,
	
	
		,
	title={{An Introduction to Logistic Regression Analysis and Reporting}}
		,
	author={{
			CJPeng
		} and {
			KLLee
		} and {
			GMIngersoll
		}}
		
		
		
			,
	year={2005}
		
		
			Indiana University-Bloomington
		
	

}

@incollection{b9,
	
	
		,
	title={{Supply and Demand in Microfinance: The case for financial systems}}
		,
	author={{
			MSRobinson
		}}
	
	
		,
	booktitle={{Microfinance: A reader. Routledge}}
				,
	editor={
			DHulme
			TArun
		}
		New York, USA
		
			,
	year={2009}
		
	

}

@incollection{b10,
	
	
		,
	title={{Capability and well-being}}
		,
	author={{
			AKSen
		}}
	
	
		,
	booktitle={{The quality of life}}
				,
	editor={
			SenNussbaum
		}
		Helsinki
		
			,
	year={1993}
		
		
			World Institute of Development Economics Research
		
	

}

@incollection{b11,
	
	
		,
	title={{Credit programs, Women's empowerment, and contraceptive use in rural Bangladesh}}
		,
	author={{
			SRSchuler
		} and {
			SMHashemi
		}}
		
	
	
		,
	journal={{Studies in Family Planning}}
		
			25
			2
			
			,
	year={1994}
		
	

}

@book{b12,
	
	
		,
	title={{Women's Economic Empowerment Issues paper on www}}
		
			,
	year={2011}
		
	
	,
	note={gendernet.com}

}