@incollection{,
	
					
					
					7B58E104AB921250ADF01C8FCB23E7F2
				,
	author={{Peter. A.Oti} and {University of Calabar, Calabar,Nigeria}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1663342
}

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}