@incollection{, 5E1682D7BC3C7C5F288A4449AA17E2D1 , author={{EyerusalemDaniel} and {Rift Valley University}}, journal={{Global Journal of Management and Business Research}}, journal={{GJMBR}}2249-45880975-585310.34257/GJMBR, address={Cambridge, United States}, publisher={Global Journals Organisation}156717 } @book{b0, , title={{Micro Enterprise credit and poverty alleviation in Ethiopia; the case of project office for the creation of small scale business opportunity}} , author={{ BerhanuLakew }} , year={1999} , address={Addis Ababa} } @book{b1, , title={{Women's in micro and small-scale Enterprise development USA}} , author={{ LouseDignard } and { JoseHavet }} , year={1995} } @book{b2, , title={{the international transfer of institutional innovations replicating the garment bank}} , author={{ HumaleDavid }} , year={1996} } @incollection{b3, , title={{Disciplining or protecting the poor? Avoiding the social costs of peer pressure in micro-finance schemes}} , author={{ 'Montgomery }} , journal={{Journal of international Development}} 8 2 , year={1996. March (1996} , note={special issue, sustainable banking with the poor} } @incollection{b4, , title={{Omani's (1989) limits to the alleviation of poverty through non-farm credit}} , journal={{journal of Bangladesh}} } @book{b5, , title={{the development of microfinance industry in Ethiopia performance problems and prospect Addis Ababa}} , author={{ WoldayAmaha }} , year={2001a} } @book{b6, , title={{Experience sharing visit of Ethiopia micro-finance to}} , author={{ WoldayAmaha }} , year={2002} , address={Bangladesh Addis Ababa Ethiopia} } @incollection{b7, , title={{}} , journal={{WWW.Accion.org|world|main.asp}} }