@incollection{,
	
					
					
					50C4D747A33F10B1EA9640721ABD169E
				,
	author={{M.YousafRaza} and {KhalidLatif} and {Touqeer SultanShah} and {MOHI UD DIN ISLAMIC UNIVERSITY ISLAMABAD PAKISTAN}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1542533
}

@book{b0,
	
	
		,
	author={{
			BT
		} and {
			MAriffin
		} and {
			B
		} and {
			ANSaini
		} and {
			A
		} and {
			WN W
		}}
		
		
		
		
		
		,
	title={{Impact of Leverage and Managerial Skills on Shareholders Return. International Conference on Economics and Business Research}}
				
			,
	year={2013. 2013}
			
		
	

}

@incollection{b1,
	
	
		,
	title={{Paradoxical risk perception and behaviours related to Avian Flu outbreak and education campaign}}
		,
	author={{
			HBarennes
		} and {
			ANHarimanana
		} and {
			SLorvongseng
		} and {
			SOngkhammy
		} and {
			CChu
		}}
		
		
		
		
	
	
		,
	journal={{Laos. Barenneset al. BMC Infectious Diseases}}
		
			10
			294
			
			,
	year={2010}
		
	

}

@incollection{b2,
	
	
		,
	title={{Being Successful in a Creative Profession: The Role of Innovative Cognitive Style, Self-Regulation, and Self-Efficacy}}
		,
	author={{
			FBeeftink
		} and {
			WVEerde
		} and {
			JRutte
		} and {
			CGBertrand
		} and {
			WM
		}}
		
		
		
		
	
	
		,
	journal={{J Bus Psychol}}
		
			27
			
			,
	year={2012}
		
	

}

@incollection{b3,
	
	
		,
	title={{Dynamics of trust etween clients and their advertising agencies: Advances in performance theory}}
		,
	author={{
			MDavies
		} and {
			MPrince
		}}
		
	
	
		,
	journal={{Academy of Marketing Science Review}}
		
			11
			
			,
	year={2005}
		
	

}

@incollection{b4,
	
	
		,
	title={{Do-it-yourself retirement: Allowing employees to direct the investment of their retirement savings. u. pa}}
		,
	author={{
			DADavis
		}}
	
	
		,
	journal={{Journal of Labor and Employment Law}}
		
			8
			2
			
			,
	year={2006}
		
	

}

@incollection{b5,
	
	
		,
	title={{The Role of People's Expectation in the Recent US Housing Boom and Bust}}
		,
	author={{
			MHuang
		}}
	
	
		,
	journal={{J Real Estate Finan Econ}}
		
			46
			
			,
	year={2013}
		
	

}

@incollection{b6,
	
	
		,
	title={{Stock returns, dividend yield, and book-to-market ratio}}
		,
	author={{
			XJiang
		} and {
			BLee
		}}
		
	
	
		,
	journal={{Journal of Banking & Finance}}
		
			31
			
			,
	year={2007}
		
	

}

@incollection{b7,
	
	
		,
	title={{The relationship between size, book-to-market equity ratio, earnings-price ratio, and return for the Hong Kong stock market}}
		,
	author={{
			KSLam
		}}
	
	
		,
	journal={{Global Finance Journal}}
		
			13
			
			,
	year={2002}
		
	

}

@incollection{b8,
	
	
		,
	title={{A model for stock returns and volatility}}
		,
	author={{
			TMax
		} and {
			RSerota
		}}
		
	
	
		,
	journal={{Physica A}}
		
			398
			
			,
	year={2014}
		
	

}

@incollection{b9,
	
	
		,
	title={{General perceived self-efficacy: validation analysis in Greek cancer patients}}
		,
	author={{
			KMystakidou
		} and {
			EParpa
		} and {
			ETsilika
		} and {
			AGalanos
		} and {
			LVlahos
		}}
		
		
		
		
	
	
		,
	journal={{Support Care Cancer}}
		
			16
			
			,
	year={2008}
		
	

}

@incollection{b10,
	
	
		,
	title={{The perceived value of maths and academic self-efficacy in the appraisal of fear appeals used prior to a high-stakes test as threatening or challenging}}
		,
	author={{
			DWPutwain
		} and {
			WSymes
		}}
		
	
	
		,
	journal={{Soc Psychol Education}}
		
			
			,
	year={2014}
		
	

}

@incollection{b11,
	
	
		,
	title={{Illness perceptions, risk perception and worry in SDH mutation carriers}}
		,
	author={{
			LVan Hulsteijn
		} and {
			AKaptein
		} and {
			ALouisse
		} and {
			NBiermasz
		} and {
			ASmit
		} and {
			JCorssmit
		} and {
			E
		}}
		
		
		
		
		
		
	
	
		,
	journal={{Familial Cancer}}
		
			13
			
			,
	year={2014}
		
	

}

@book{b12,
	
	
		,
	title={{Optimizing Emergency Department Front-End Operations. The practice of emergency medicine/concepts}}
		,
	author={{
			JLWiler
		} and {
			CGentle
		} and {
			JMHalfpenny
		} and {
			AHeins
		} and {
			AMehrotra
		} and {
			MGMikhai
		}}
		
		
		
		
		
		
			,
	year={2009}
			
		
	

}

@book{b13,
	
	
		,
	title={{Advances in Accounting, incorporating Advances in International Accounting}}
		,
	author={{
			WWu
		}}
		
			,
	year={2014}
			30
			
		
	
	,
	note={The forward E/P ratio and earnings growth}

}

@incollection{b14,
	
	
		,
	title={{Environmental risk perception and urban Environmental risk perception and urban}}
		,
	author={{
			AGAyres
		} and {
			MPThomas
		}}
		
	
	
		,
	journal={{TheEnvironmentalist}}
		
			18
			
			,
	year={1998}
		
	

}

@incollection{b15,
	
	
		,
	title={{Why are stock returns and volatility negatively correlated}}
		,
	author={{
			JBae
		} and {
			CKim
		} and {
			CRNelson
		}}
		
		
	
	
		,
	journal={{Journal of Empirical Finance}}
		
			14
			
			,
	year={2007}
		
	

}

@incollection{b16,
	
	
		,
	title={{Risk Perception and Safety Issues}}
		,
	author={{
			EBerry
		}}
	
	
		,
	journal={{Journal of Biological Physics}}
		
			29
			
			,
	year={2003}
		
	

}

@incollection{b17,
	
	
		,
	title={{Requesting Organ Donation: The Case of Self-Efficacy}}
		,
	author={{
			GBlok
		} and {
			JMorton
		} and {
			MMorley
		} and {
			CMKerchoffs
		} and {
			GKootstra
		} and {
			Van Der
		} and {
			CVleuten
		}}
		
		
		
		
		
		
	
	
		,
	journal={{Advances in Health Sciences Education}}
		
			9
			
			,
	year={2004}
		
	

}

@incollection{b18,
	
	
		,
	title={{Leverage change, debt overhang, and stock prices}}
		,
	author={{
			JCai
		} and {
			ZZhang
		}}
		
	
	
		,
	journal={{Journal of Corporate Finance}}
		
			17
			
			,
	year={2011}
		
	

}

@incollection{b19,
	
	
		,
	title={{Risk perception moderates how intentions are translated into sunscreen use}}
		,
	author={{
			CCatrinel Craciun
		} and {
			NSchuz
		} and {
			SLippke
		} and {
			RSchwarzer
		}}
		
		
		
	
	
		,
	journal={{J Behav Med}}
		
			33
			
			,
	year={2010}
		
	

}

@book{b20,
	
	
		,
	title={{Does Weak Governance Cause Weak Stock}}
		,
	author={{
			JECore
		} and {
			WRGuay
		} and {
			TORusticus
		}}
		
		
		
			,
	year={2006}
		
	

}

@incollection{b21,
	
	
		,
	title={{Endogenous leverage and expected stock returns}}
		,
	author={{
			TJohnson
		} and {
			TChebonenko
		} and {
			ICunha
		} and {
			FAlmeida
		} and {
			XSpencer
		}}
		
		
		
		
	
	
		,
	journal={{Finance Research Letters}}
		
			8
			
			,
	year={2011}
		
	

}

@incollection{b22,
	
	
		,
	title={{Manifest anxiety, general selfefficacy and locus of control as determinants of personal and general risk perception}}
		,
	author={{
			HKallmen
		}}
	
	
		,
	journal={{Journal of risk research}}
		
			3
			2
			
			,
	year={2000}
		
	

}

@incollection{b23,
	
	
		,
	title={{How believing in ourselves increases risk taking: Perceived self-efficacy and opportunity recognition}}
		,
	author={{
			NKrueger
		} and {
			PRDickson
		}}
		
	
	
		,
	journal={{Decision Sciences}}
		
			25
			3
			
			,
	year={1994}
		
	

}

@incollection{b24,
	
	
		,
	title={{Forecasting product returns in closed-loop supply chains}}
		,
	author={{
			MKrapp
		} and {
			JNebel
		} and {
			R& Ramin Sahamie
		}}
		
		
	
	
		,
	journal={{International Journal of Physical Distribution & Logistics Management}}
		
			43
			8
			
			,
	year={2013}
		
	

}

@incollection{b25,
	
	
		,
	title={{The Contingent Effects of Risk Perception on Risk-Taking Behavior:Adole scent Participative Orientation and Marijuana Use}}
		,
	author={{
			CLee
		} and {
			YSu
		} and {
			BPHazard
		}}
		
		
	
	
		,
	journal={{Journa lof Youth and Adolescence}}
		
			27
			1
			
			,
	year={1998}
		
	

}

@book{b26,
	
	
		,
	author={{
			BTMatemilola
		} and {
			BAriffin
		} and {
			ANSaini
		} and {
			A
		} and {
			WN W
		}}
		
		
		
		
		,
	title={{Impact of Leverage and Managerial Skills on Shareholders' Return. Procedia Economics and Finance}}
				
			,
	year={2013}
			7
			
		
	

}

@incollection{b27,
	
	
		,
	title={{Climate change: Can wheat beat the heat? Agriculture}}
		,
	author={{
			ROrtiz
		} and {
			KDSayre
		} and {
			BGovaerts
		} and {
			RGupta
		} and {
			GSubbarao
		} and {
			TBan
		}}
		
		
		
		
		
	
	
		,
	journal={{Ecosystems and Environment}}
		
			126
			
			,
	year={2008}
		
	

}

@incollection{b28,
	
	
		,
	title={{The role of odor and irritation, as well as risk perception, in the setting of occupational exposure limits}}
		,
	author={{
			DJPaustenbach
		} and {
			SHGaffney
		}}
		
	
	
		,
	journal={{Int Arch Occup Environ Health}}
		
			79
			
			,
	year={2006}
		
	

}

@incollection{b29,
	
	
		,
	title={{Dynamics of trust between clients and their advertising agencies: advances in performance theory}}
		,
	author={{
			MPrince
		} and {
			MDavies
		}}
		
	
	
		,
	journal={{Academy of Marketing Science Review}}
		
			11
			
			,
	year={2005}
		
	

}

@incollection{b30,
	
	
		,
	title={{A Survey Study of Chinese Drivers' Inconsistent Risk Perception}}
		,
	author={{
			PLRau
		} and {
			PWang
		} and {
			GSalvendy
		}}
		
		
	
	
		,
	journal={{Engin. Psychol. and Cog. Ergonomics}}
		
			
			,
	year={2009}
		
	

}

@incollection{b31,
	
	
		,
	title={{How big is the premium for currency risk}}
		,
	author={{
			GDSantis
		} and {
			BG
		}}
		
	
	
		,
	journal={{Journal of Financial Economics}}
		
			49
			
			,
	year={1998}
		
	

}

@incollection{b32,
	
	
		,
	title={{Risk perception among Brazilian individuals with high risk for colorectal cancer and colonoscopy}}
		,
	author={{
			EMSantos
		} and {
			MTLourenço
		} and {
			BMRossi
		}}
		
		
	
	
		,
	journal={{Santoset al. Hereditary Cancer in Clinical Practice}}
		
			9
			4
			
			,
	year={2011}
		
	

}

@incollection{b33,
	
	
		,
	title={{The effect of US individual investor sentiment on industryspecific stock returns and volatility}}
		,
	author={{
			MSayim
		} and {
			PDMorris
		} and {
			HRahman
		}}
		
		
	
	
		,
	journal={{Review of Behavioral Finance}}
		
			5
			1
			
			,
	year={2013}
		
	

}

@book{b34,
	
	
		,
	title={{Negative Mood, Perceived Self-Efficacy, and}}
		,
	author={{
			JLTillema
		} and {
			DCervone
		} and {
			WDScott
		}}
		
		
		
			,
	year={2001}
		
	

}