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					6DB7C18D9DEF98BCA08C6085CF5CFE37
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	author={{Md HafijUllah} and {Islami Bank Bangladesh Limited, Murad Pur, Chittagong, Bangladesh}},
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	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}14695102
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}