@incollection{, C0E85403FC2FA82D199B6011A75059C1 , author={{Dr. BabliDhiman} and {Dr. R. K.Uppal} and {Lovely Professional University, Punjab}}, journal={{Global Journal of Management and Business Research}}, journal={{GJMBR}}2249-45880975-585310.34257/GJMBR, address={Cambridge, United States}, publisher={Global Journals Organisation}1216374 } @book{b0, , title={{?Can-Credit-Card-Debt-Be-Written-Off-in-Full?&id=4795846}} } @book{b1, , title={{banking-articles/onlinebanking-services-can-help-preventlong-lines-in-the-banks-3403003}} , note={Can-Credit-Card-Debt-Really-Be-Written} }