@incollection{, 416DCD798A36844735BF9A67AFE73B8F , author={{Dr. ElmelkiAnas} and {ISG TUNISIA}}, journal={{Global Journal of Management and Business Research}}, journal={{GJMBR}}2249-45880975-585310.34257/GJMBR, address={Cambridge, United States}, publisher={Global Journals Organisation}1111118 } @book{b0, , title={{Islamic Banks and Sukuk: Growing Fast, but Still Fragmented" pp3 Rating Methodology Report Number: 108331 Moody's Global Banking www}} , author={{ AnouarHassoune } and { Vp-Senior Credit OfficerParis }} , year={April 2008} , note={Khaled Howaladar VP-Senior Credit Officer Dubai International Financial Centre} } @incollection{b1, , title={{Anouar Hassoune VP-Senior Credit Officer Paris Moody's Global Credit Research}} , booktitle={{Risk Issues at Islamic Financial Institutions" Special Comments}} , year={January 2008} } @book{b2, , author={{ AnouarHassoune }} , title={{La Solvabilité Des Banques Islamiques: Forces et Faiblesses », Revue d'Economie Financière nº 72}} , year={2003} } @incollection{b3, , title={{Khaled Howaladar VP-Senior Credit Officer Dubai International Financial Centre, Moody's Global Credit Research}} , author={{ AnouarHassoune } and { Vp-Senior Credit OfficerParis }} , booktitle={{The Benefits of Ratings for Islamic Financial Institutions and What They Address" Special Comment}} , year={February 2008} } @book{b4, , title={{Boualem Bendjilali & Tariqullah Khan Economics Of Diminishing Musharakah}} Islamic Development Bank. Jeddah -Saudi Arabia , note={Research Paper No:31] First edition 1995 1416H Islamic Research and Training Institute} } @incollection{b5, , title={{Islamic Banking: interest free or interest based?}} , author={{ BSChong } and { MHLiu }} , journal={{Pacific Basin Finance Journal}} 17 , year={2009} } @incollection{b6, , title={{Al-Gharar in Contracts and its Effects on Contemporary Transactions}} , author={{ SiddiqDhareer } and { Al }} , booktitle={{Islamic Research and Training Institute}} Jeddah , year={1997} } @incollection{b7, , title={{An Economic Explication of the Prohibition of Gharar in Classical Islamic Jurisprudence}} , author={{ MEl-Gamal }} , journal={{Islamic Economic Studies}} 8 2 , year={2001} } @incollection{b8, , title={{Factors Affecting Mudaraba Deposits in Indonesia}} , author={{ ErnaRachmawati } and { EkkiSyamsulhakim }} , booktitle={{Working Papers in Economics and Development Studies (WoPEDS)}} , year={2004. 2004-04. Aug 2004} Department of Economics, Padjadjaran University } @book{b9, , title={{La politique législative islamique ses rapports avec le développement économique et ses applications contemporaines}} , author={{ AhmedFouad Adbelmounim }} , year={2002. 2002} , note={Institut Islamique de Recherche et de Formation N°24 1ére édition} } @incollection{b10, , title={{The Effects of Rates of Profit on Islamic Bank's Deposits: A Note}} , author={{ SHaron } and { BShanmugam }} , journal={{Journal of Islamic Banking and Finance}} 12 2 , year={1995} } @incollection{b11, , title={{The effet of conventional interest rates and rate of profit on funds deposited with islamic banking system in Malaysia}} , author={{ SHaron } and { ANorafifah }} , journal={{International Journal for Islamic Financial Sercvices}} 4 1 , year={2000} } @book{b12, , title={{The International Bank for Reconstruction and Development / The World Bank 1818}} , author={{ ZamirHennie Van Greuning } and { ;Iqbal } and { NWStreet } and { Marcus }} , year={2008} , address={The World Bank Washington, D.C} , note={Risk Analysis for Islamic Banks} } @incollection{b13, , author={{ MWJensen } and { Meckling }} , booktitle={{Theory of the Firm: Managerial Behavior, Agency Costs and Ownership Structure}} , year={1976} 3 } @incollection{b14, , title={{Causality relationship between Islamic and conventional banking instruments in Malaysia}} , author={{ AKaleem } and { Mansor } and { Isa }} , journal={{International Journal of Islamic Financial Services}} 4 4 , year={2003} } @book{b15, , title={{Islamic Banks and Financial Stability: An Empirical Analysis". IMF Working paper Monetary and Capital Markets Department}} , author={{ Martin?ihák } and { HeikoHesse }} WP/ 08/ 16 , year={2008} } @incollection{b16, , title={{Religion and Economic Performance}} , author={{ Washington }} DC 20433 Telephone: 202-473-1000 , booktitle={{Internet: www.worldbank.org 18. Noland}} , publisher={Elsevier} , year={2005. 2005} 33 , note={Published by} } @book{b17, , author={{ JStiglitz } and { AWeiss ; Jaffee } and { D } and { T }} , title={{Credit Rationing in Markets with Imperfect Information American Economic Review}} , year={1981} 71 } @incollection{b18, , title={{Imperfect Information and Credit Rationing'}} , author={{ Russell }} , journal={{Quarterly Journal of Economics}} 90 , year={1976} }